A unit trust fund is a professionally managed investment scheme that pools investors money for a specific goal as declared by the investment objective of the scheme. It aims to match selected performance benchmark through interest income, dividend income and capital appreciation in the medium to long term by investing in a broadly diversified portfolio of shares, bonds and other relevant financial instruments.
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Friday, December 31, 2010

Shariah-compliant Funds

These are all types of fund (Equity, Bond, Money Market) that comply to Shariah requirements.
Shariah-compliant securities are securities issued by companies that are not involved in the following core activities :
- Financial services based on riba
- Gambling
- Manufacture or sale of non halal products or related products
- Conventional insurance
- Entertainment activities that are non-permissible according to shariah
- Manufacture or sale of tobacco-based products or related products
- Stockbroking or share trading in Shariah non compliant securities
- Other activities deemed non-permissible according to Shariah.

Aa  Shariah Committee or Shariah Adviser will be appointed to ensure that the funds operations and investments are in accordance with Shariah requirements.

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