A unit trust fund is a professionally managed investment scheme that pools investors money for a specific goal as declared by the investment objective of the scheme. It aims to match selected performance benchmark through interest income, dividend income and capital appreciation in the medium to long term by investing in a broadly diversified portfolio of shares, bonds and other relevant financial instruments.
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Saturday, December 4, 2010

Equity Fund

A equity fund is a specially aimed at achieving capital appreciation by investing in stocks and focus on companies that are making significant earnings or revenue growth.  Specific equity funds may focus on a certain sector of the market or may be geared toward a certain level of risk.
Growth: A growth fund invests primarily in the common stock of well established companies. This type of fund may invest for long-term capital gains and is not intended for an investor who seeks income.
Aggressive Growth: Like a growth fund, an aggressive growth fund will invest primarily in common stock for long-term capital gains. An aggressive growth fund may invest in the common stock of small companies, out-of-favor companies or companies in new industries. It, therefore, has a higher degree of risk than a basic growth fund. 
Index fund: Index funds invest in securities to mirror a market index, such as the FBM KLCI.   An index fund buys and sells securities in a manner that mirrors the composition of the selected index. The fund's performance tracks the underlying index's performance. Turnover of securities in an index fund's portfolio is minimal. As a result, an index fund generally has lower management costs than other types of funds.
Value fund:  This is a fund that invests in "value" stocks. Companies rated as value stocks usually are older, established businesses that pay dividends

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