A unit trust fund is a professionally managed investment scheme that pools investors money for a specific goal as declared by the investment objective of the scheme. It aims to match selected performance benchmark through interest income, dividend income and capital appreciation in the medium to long term by investing in a broadly diversified portfolio of shares, bonds and other relevant financial instruments.
Custom Search

Saturday, February 5, 2011

Retirement Checklist

To achieve a comfortable retirement, early planning is a pre-requisite. Some areas to consider are as follows:
Medical Check Up: go for a comprehensive medical check up before problems arise so that you can be completely up to date on all preventive measures.
Saving & Investing Check Up: Its not how much you earn, but how much you save. Mindful of your expenses in relation to your income to ensure that you have surplus cash each month.
Insurance Needs Check Up: Plan your insurance early. Cost of insurance increases as you go older.
Estate Planing: Ensure proper will and estate planning is done.
Career Check Up: Are you happy and contented with your current job and will continue until retirment age? As you are older, the less employable you are, thus appraise your career.
Relationship Check Up:  Will you spend more time with your family or do you have parents to take care after retirement.  Decide what you want the rest of your life to be about?
Retirement Lifestyle Check Up: What will you do after stop working? Will you enhance your hobbies, welfare activities or travel?
Smart Investor
Posted by at
Labels:

No comments:

Post a Comment

Subscribe to: Post Comments (Atom)