The time horizon over which you will build up and hold your investment, a period likely to be determined by your age, play a significant part in how you allocate your portfolio. If you are in your 20s and 30s investing for retirement or put your child through higher education, you should preferably invest in Equity Fund as your holding period will be 20 years or more. If you are nearing retirement, you should invest substantially in Bond Fund which gives a predictable return.Growing Wealth Through Unit Trust:Winning the game of investment through time, discipline and patience.
A unit trust fund is a professionally managed investment scheme that pools investors money for a specific goal as declared by the investment objective of the scheme. It aims to match selected performance benchmark through interest income, dividend income and capital appreciation in the medium to long term by investing in a broadly diversified portfolio of shares, bonds and other relevant financial instruments.
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Friday, August 13, 2010
Risk & Time Horizon
The time horizon over which you will build up and hold your investment, a period likely to be determined by your age, play a significant part in how you allocate your portfolio. If you are in your 20s and 30s investing for retirement or put your child through higher education, you should preferably invest in Equity Fund as your holding period will be 20 years or more. If you are nearing retirement, you should invest substantially in Bond Fund which gives a predictable return.
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