To grow your wealth you need to save and saving regularly requires discipline. Without making an effort to save regularly, your wealth will not grow even if the returns on your investments are above market rate. Regular savings is the most reliable route to achieve your targeted wealth. But many are not disciplined to do just that. And many more offer excuses why they could not or do not save. It is most important then that you begin a regular savings plan and start immediately. But how to go about it?. Pay Yourself First. Simply it means before you withdrawn your salary to pay your expenses or indulge in some small luxury, set aside a portion of your salary for saving. The best way to do this is to have a auto-debit function to automatically transfer a fixed portion of your salary to the Saving Plan. Everyone can save at least RM100 per month. Some may say that saving this little is insignificant. But if you start to save just RM100 per month you will discover the process is painless and try to increase to RM300 or RM500. As your saving rate increases, so will your wealth.
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